Mortgage Technology for financial institutions

AI-powered document verification.

Introducing AI-powered down payment verification for mortgage teams. Purpose-built for credit unions, banks, monoline and other lenders, it brings consistency to one of the most manual parts of the review process by analyzing borrower documents, tracing the flow of funds, and highlighting key activity and verified funds in a standardized summary.

 

Files that took hours now take minutes.

0 hrs

of manual review time on a file 

<0min

with AI-powered document verification

0+

Financial Institution and broker teams using AI-powered document verification
Interactive demo

See Down Payment Verification in action

Why FI's Choose Finmo AI

Designed for underwriting teams.

Manual review is time-intensive and inconsistent. AI-powered down payment verification turns it into something structured, repeatable and fast without removing your team's judgement from the process.

 

  • Standardized summaries that look the same every time, regardless of who processes the file.

  • Every summary includes supporting evidence from the source documents so the reasoning is clear and traceable.

  • Multi-account, multi-institution statements are fully cross-referenced, with key items flagged for attention.

  • Available inside Finmo or as a standalone tool. No new systems to onboard.

Deployment

No workflow changes required.

AI-powered down payment verification fits around your existing process, not the other way around.
Already on Finmo
Built into your existing deals

Documents already collected in Finmo are one click away. Select, verify, and generate a standardized summary without leaving the deal.

 

  • Documents already in your deal flow

  • Summary stays in the file 
  • Per-file pricing, pay only for what you use 
Standalone
Works with your current system

Not on Finmo? Drop documents directly into the standlone verifier and receive the same structured output. No platform switch required.

 

  • Upload directly from your existing workflow
  • Same structured, consistent outpuut 
  • Easy to adopt without IT involvement 

See Finmo AI in your workflow.

Book a short demo and we will walk through exactly how it fits into your underwriting process, on Finmo or standalone.